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My Insurance Decisions

October 11th, 2007 at 04:03 am

Finally came to a couple conclusions re; insurance.......both auto and home/rental.

The dates all came due at the same time, of course! and it's also the same week I've got a pretty full plate here at home. (the twins recuperating, the followup medical appointments for both, as well as the house & ongoing stuff for that)

I did pull my van insurance out and have it all by itself, as it was cheaper that way then adding the van to moms policy. I put myself on her policy as an added driver at no cost. I'll be adding one of my foster dtrs to my van as an added driver as she needs a loaner vehicle for an unknown period of time. I couldn't help her financially, but I was sitting here today thinking about her situation and there was my van, parked......with no need for it here. Duh. Sometimes I'm so slow to figure these things out.

I have to insure my belongings here at moms, with a renters policy, in order to buy the policies on my other 2 rental houses. Never ran across that before. But, it seems to be just too complicated for me to unravel any other option at this point. And, hopefully, all this will be changing within the year anyway, as we begin to sell of rentals and pare down to just one house between us.

Feels good to have made the decisions. Should have done it last week. But, nothing lapsed, no extra charges so all's well.

Some service from the cable company came today and picked up all my equipment I had at the old house. This clears me for my refund, which will be nice.

Have a cash offer on one of my building lots, thinking until Saturday on that......but leaning towards accepting it, although it was not quite what I was asking for it. But, cash talks, and we're not paying a realtor for this one, so it will be part of the down payment on the beach house this way.

Beach House news: We put together our list of things we'd like attended to, that stemmed from the inspection. Amounts to $10,000 of repairs & such.....biggest piece is the general contractor, just fixing little things, a plumber for a small leak, an electrician for a bit of an update on the electrical panel and a roofer to do a creative repair to a roof with discontinued roofing tiles. Hoping the seller does the work, but I'm thinking she might just discount the price and be done with it.

Dr appointment for mom was cancelled today, so we've got that on the list for tomorrow. Looking forward to getting some info on this congestive heart failure bit. I've read on line, and have things coming in the mail....but I'm still not quite sure if this is a new thing for my mom, or if it's been sort of creeping up....

3 Responses to “My Insurance Decisions”

  1. boomeyers Says:

    Good luck at the doctors.

    Take the money for the property and run sister! One less thing to juggle on your plate!!

  2. denisentexas Says:

    Good luck with the doctor appointment. I agree, take the money and run!!

  3. Carolina Bound Says:

    Both of my parents suffered from congestive heart failure. It IS a sort of creeping-up kind of illness.

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