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financial baby steps

February 15th, 2006 at 05:46 pm

I feel like I have graduated to a new level..........just made the call to open a Roth IRA for the first time. I actually have earned income, so I qualify as of Oct 05. TA-DA. I don't know if I can get it funded for last year since property taxes are also due in April, we'll see.
I've been able to cross of the daily financial challenges with regularity here lately; since moving, I've done the phone, cable, internet & garbage....along with the water & power. All are as cheap as I can get. Combined the phone, cable & internet and got a good package. Almost $50.00 less per month than individual providers. We have a well, so no water bill........dropped trash pick up, since the truck was tearing up our gravel access road. I've started using the trash compactor that came with the place & concentrating on recycling all we can. I think a trip to the dump every other month is going to suffice. That will cut over $100 from the bills.
(Maybe the Roth is going to get funded!!!)
Will actually be spending money today...my autistic kiddo has an invite to go camping & it is supposed to drop to 17 degrees here.....so long underwear are a must. Not even sure if he will wear them, but I'll feel better.
I'm checking all my outdoor faucets to see that they are insulated for the next couple of really cold nights.......and I'm going to remember to let an indoor faucet go all night with a slow drip; WAY cheaper than re doing pipes after they freeze.
Off to light the wood stove & get busy, so I warm up. Snow still on the ground here.........looks pretty, but Oh, so cold.

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