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February Focus

February 1st, 2006 at 07:36 pm

I'm zeroing in on outdoor lighting this month, to see if I can cut costs. Who am I kidding?? I will cut costs!!
I have 2 energy efficient floods ready to go in the fixture I can figure out....the rest will need further study to get them apart. I'm temporarily stumped.
While at the hardware store yesterday to purchase the insulation for the switchplates, etc......... The funny part was the guy that was helping me said his electric bill was sky high this past month. I thought that was so odd, since mine was the lowest it has ever been & here I was trying to close up energy leaks anyway. I was trying to find a solution to closing off the floor heat vents, since our heat pump is dead & we're using the new wood stove for heat. He didn't have anything to sell me for this, but suggested crumpled up newspaper??? I thought it might work, but then thought it would be a pain to pull back out when/if a new furnace gets installed. Ideas?
I wouldn't have given these vents a thought, but I removed a couple last week in preparation for the new kitchen floor & the cold air was just flowing in. (we're a rambler with crawl space underneath) Now, I do think it would make a difference if I could cap these off somehow.
I am deep into the research on auto insurance. Have 2 quotes, both higher than current policy. Have a call in to my agent to raise the deductable & ask some questions. I have been paying for something called "other than collision" and have no idea what that is. Also found an omission of an anti theft device on one vehicle that should give us more of a discount.
One thing I do here on auto insurance is to combine mine with my tenants. She has lived with me for over a decade & had a perfect driving record, so it wasn't a risk. We get a discount for multiple vehicles this way......and she pays the premiums for her 2 vehicles & I just pay for mine. Makes mine cheaper than if I did it on my own.
Got my email from Emigrant today, they are coming in first out of the 3 online bank accounts I set up.
Listed a book on Amazon.......read other blogs about doing this, used to, but got out of the habit. Easy money!
Goals for Feb:
1) purchase seeds for this growing season on line
2) advertise sewing business every week end
3) sell the old fridge & wood stove
4) set up an IRA

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