I've enjoyed the focus on finances and see many areas of progress here with the most apparent being my heightened awareness of all things related to money, budget, spending and such.
Steps taken this month include;
1) followed all daily challenges, with just the on line bank accounts waiting. Even checked out car insurance, can't find any cheaper quotes, so 10 points for already finding a good deal on this.
2) did my own home energy audit here, since our county charges $90.00 for it. Purchased the foam to insulate the outside wall outlets & switch plates today. Other items that fell in this area include a new front door & weatherstripping, new fridge, new dishwasher & wood stove. Turned down water heaters.
3) Changed out most of the light bulbs, got 2 outdoor floods today & will switch those as soon as I can locate the ladder.
4) Have added many small things in as habits this month; unplugging everything that can be, running everything on FULL, air drying the dishwasher, opening the closet where the hot water heater is; taking advantage of the heat from there.
5) Taken all extra weight out of the van
6) Ordered business cards to start up my sewing business again. Advertised knitting classes on line as well as the sewing.
7) Cancelled garbage service & will be doing a monthly dump run in addition to recycling the waste here.

I always thought I was squeezing all I could from a dollar, but after this month.......my eyes are wide open! Can't imagine where I'll be this time next year.