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banking

January 19th, 2006 at 04:29 am

I evaluated my money in the bank and made a few changes. I qualify for a platinum account so I switched to that.........no charge, and all the usual bank extras are now free. Not like I use many of them anyway....but, the account earns interest, so I'll be making money on my money.
I did open a short term CD, my first time at this. Felt accomplished. It's the money for the capitol gains taxes in April. I know I've got enough in the account, so there should be extra after taxes. Will add that to the platinum account when it frees up.
Forgot for the 3rd time to pick up the free money from the bank. A $75.00 check for opening up a new account. Gads, you would think I would remember money someone wants to give me??? But, no. I got all the way home before I realized I had forgotten yet again.
The checks are all in for January. I have made a form to log them in, since my memory wasn't working well doing this on my own. Adding in the SSI account, as well as the rental and the private pays...........I was having a hard time remembering who owed me, and no way to prove I hadn't been paid. Feels good to have it as a hard copy.

Will also have the money for leasing out the pasture..........forgot to add that to the list. Will do.
Can't wait til I've been here long enough to see what the monthly expenses are. I feel like they are so much lower..........but that could just be the abrupt end to the major expenses I had last year. Anxious to know the exact number....I'm so used to knowing to the penny what it costs for a month here.

Enjoying vacation this week...........not spending wildly, that is for sure. Spending time with others.......
Did have to spend on the vehicle this month, 2 times............neither was a planned repair. I still think it is a good decision to put money in this vehicle & not buy another. This one works for my needs, I don't drive much anyway.

Anxious for the remodel to get underway. Some of the expenses since Oct, will cut costs in the long run here. The new stove comes in next month..........should make heating cheaper. The new door goes on next week, cutting down the heat loss from the poor job on weather stripping and poor fit on the door.

Need to replace the fridge & freezer with newer models, energy efficient ones, getting the county rebate as well as cutting costs to run them.

Thinking always of ways to cut costs or make money...............it is just like a great game to me! Operating in the black makes it even more fun!

1 Responses to “banking”

  1. Tightwad Kitty Says:
    1145259131

    I like this quote -'Thinking always of ways to cut costs or make money...............it is just like a great game to me! Operating in the black makes it even more fun!'

    I always feel if I am in RED I am feeling of so being out of control and not sleeping etc! That I will not spend until I am again in the BLACK. May be its because I pay cash for most things, including some major BIG BIG items.

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