Layout:
Home > First Time for Everything

First Time for Everything

June 1st, 2006 at 02:47 am

For the first time in my life, I've kept receipts for everything I've purchased this month. Also kept a tight rein on the checks written....

Paid the normal bills online, and wrote 5 checks for the month of May. Spent a total of $792.98 between checks and cash expenditures for the month. (the largest bill is the housekeeping, which I pay for my moms too) So, not bad at all. Didn't have any receipts for things that didn't have a purpose, nothing I couldn't account for.

I did learn that I need to close off the file of receipts each month, I have been tossing them in a folder on my desk for the last 4 months, and that wasn't the easiest method. I don't think I need to repeat this exercise, as there isn't any out of control spending, nor money disappearing, etc. My receipts should just go in the to be filed section, and put in the proper places during the month. It was nice to know that my 'feeling' about what I was spending, was right on.

I'll still continue to pay bills online, as that is one of my favorite things this computer does for me. I'll write fewer and fewer checks each month, as I add regular bills to the online account. And, I'll continue to cash one of my smaller paychecks each month, using that money as cash in my pocket. I always have most of it left by the end of the month........and either make a deposit with the extra or choose to not cash the next check.

I paid bills today, giving another payment to the 2 zero interest CC accounts. The balance was just over 10,000 when I started with the two (nasty leftover business/sister situation)............and todays total for the 2 cards is $8663.17 I am making progress! With the huge cut in my income this summer....I'm not going to see major changes in this total, it will still be going down, but not by much each month. Frustrates me to have something so negative hanging around....but, I see no other way.

2 Responses to “First Time for Everything”

  1. jodi_m Says:
    1149128560

    You're my hero for the month! I have been trying to remember to save receipts every month, but by a week in, I realize that I haven't saved any, so I give up until the next month. Maybe I will be inspired to do this for June...keep plugging away on those ccs!

  2. boomeyers Says:
    1149136873

    Great job! I keep my receipts in a junk mail envelope and mark it with the month. At the end of the year, I bundle it with a rubber band and keep it a little longer. It has been invaluable when you buy something that breaks and you can go right back to the month you bought it in and find it.
    What discipline you have with your debt! Even with the cut in salary you are really doing an amazing job! And you have not made the total go UP! That is sooo important!
    Kudos to you!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]